3 Reasons Tax Return Loans are a Bargain for Borrowers

1. You get to spend it twice. When you take out a loan against your upcoming income tax refund, you’re essentially borrowing from yourself. Granted, the interest goes to someone else, but after all is said and done you’re going to start with a specified amount of funding, repay that plus a bit more to the lender, then in a few weeks or months your get the money back yet again! And that time there’s no need to pay it back, because the government is paying you back for money you accidentally loaned them last year.

2. Unbelievable convenience. Imagine a loan you can apply for, be approved, sign the acceptance papers, and spend – all without ever leaving your house! There is no more convenient type of loan than the online payday loan, and the tax return loan is no exception. The entire process has been digitized and made available online, right down to the electronic signature you can use on the loan agreement to indicate acceptance of the terms. With a few clicks, the lender then deposits the funds directly to your bank account, and it’s available by the next business day – when you can use your debit card or computer to pay bills, order groceries, or whatever you needed the funds for. Of course, you can leave the house if you’d like to!

3. Good credit, bad credit, doesn’t matter! Unlike traditional loans that use a credit check as the first and sometimes only criteria for approval, tax return loans actually consider your ability to repay the loan. Qualification is based on your current income and circumstances, not a number based on a computer algorithm that considers seven to ten years of credit, debt, others who reported your financial activities to them, and your payment history as it relates to all of those. The lenders working with short term online loans determine their own proprietary criteria and choose not to use the standard credit score – so whether yours is good or bad, your chances of approval are exactly the same!

How Do Tax Return Loans Work, Exactly?

It’s super fast and easy – just follow the link to the application page. There are a few basic requirements everyone has to meet – be at least 18 years old and a citizen, have a steady monthly income of at least $1000, and a bank account that can receive electronic deposits and debits. The application form takes only a few minutes to complete, and if you’re one of the growing number of Americans using your smartphone as your primary computing device, here’s some good news: the site and application are optimized for mobile, so you can read all the site information and complete the form just as easily as if you were on a full sized computer. Once the form is submitted our lenders make fast work of your approval and get back to you with a specific proposal within two minutes. The terms and conditions are made available to you right there in your browser, including the interest rate and amount that you’ll pay, and if it all looks good to you then acceptance is just a signature away! Why wait? Apply for your tax return loan today!

3 Reasons Tax Return Loans are a Bargain for Borrowers By Eric Knapp - 10/12/16

How to Spend Your Tax Return Loan Advance

Get a tax return loan advance and splurge on something you'll enjoy!

Step 1: Find out you’ll be getting a tax refund this year. Yay!

Step 2: Get it tomorrow with a tax return loan advance.

Step 3: Spend and enjoy.

It really is that simple to get your tax refund now and start putting that money to good use. Filing taxes is such a drag, but getting money back is a thrill. Think of everything you could do with that money if you could have it now. You don’t even have to finish all that exciting paperwork. Get going now on a tax return loan advance and feel free to procrastinate a little longer on that filing.

Spend Your Tax Return Loan Advance Responsibly

Of course you are the financially responsible type. You budget your paycheck every two weeks and never buy things you can’t afford, unless you really deserve it. So, naturally you also have very fiscally responsible ideas for putting that tax refund to use. Maybe you need to pay down some debt. It’s awfully burdensome to carry around debt. It weighs on you. Student loans, car payments, mortgage payments, credit card debt, and other types of bills you need to pay off eventually are sitting there waiting for your tax refund. That money could make a serious dent in some of your debt, especially if you got it sooner with a tax return loan advance.

Debt isn’t the only way to spend your extra cash responsibly. Once you have that tax return loan advance in your bank account, think of all the grown up things you can do with it. Make some home repairs to increase the value of your property. Get a newer, more reliable car and sell your junker so you won’t break down on the way to work anymore. Pay for those piano lessons your little one needs to make her a well-rounded person. Or, help your parents out when they need extra cash. They spent a lot of money getting you to adulthood, after all.

Slightly Less Responsible, But More Fun Ways to Spend Your Tax Return Loan Advance

Of course, being fiscally responsible is often overrated. You only live once, right? No, you shouldn’t go totally overboard and get yourself into more debt or buy something that truly brings no value to your life. There is a time and a place, however, for spending thoughtfully on things or experiences that will enrich your life, even if they don’t immediately take care of a financial need or pay a bill. Sometimes you need to be a little bit selfish and a little bit frivolous to enjoy life to the fullest. When you get a tax return loan advance, you have the opportunity to do such things.

For example, use your tax return loan advance to take a vacation. Experience a new place and make lifelong family memories. Or, take a trip by yourself and enjoy the relaxation of a weekend spa retreat. Buy something you don’t need, but which the whole family will enjoy and can use together. Buy yourself a membership to the gym or sessions with a personal trainer, so you can finally get fit and feel better about yourself. Your frivolous purchase could be as simple and as small as buying a purse or a pair of shoes you have been admiring, but which cost more than you would normally spend. With your tax return loan advance, you could start planning these treats for yourself and your family today.

Here’s How to Get Your Tax Return Loan Advance

Getting your tax return loan advance today or tomorrow couldn’t be easier. You don’t even have to have completed filing your taxes. Just be able to show that you have a job and a paycheck, and we’ll advance you that cash. Also, credit score is not an issue. We don’t care what your number is. Get started by filling out our convenient and simple loan application. You can do it online with your computer, or use your smartphone and our mobile app. One of our lenders will be available to approve it no matter what time of day it is. The lender may call you to talk through a few points on the application or to give you a chance to ask any questions. Within a minute or two you should be approved and you will have access to the loan document. With a one-hour loan you will get the money literally in one hour. Otherwise you may have to wait until the next day to get your cash, but it’s still the fastest loan you’ll ever get. We’ll deposit the money directly to your account and when it’s due, we will extract it. It’s that simple. You have choices when it comes to how you want to spend your refund, but you don’t have to wait for it. Get it now with a tax return loan advance.

#TaxReturnLoanAdvance #eTaxLoans

How to Spend Your Tax Return Loan Advance, By Ray West - Today