4 Things Only People who got a Tax Return Advance Know

When tax season rolls around it’s exciting to start thinking about the tax refund coming. What will you spend it on? Will you pay the bills or take care of student loans? Or will you do something fun with it? If you have never used a tax return advance before, here are a few things that those with more experience know:

1. A Tax Return Advance Means Getting Your Refund Almost Instantly

We all know how long it takes to get a refund check from the government. Even with e-filing it still takes several weeks for the IRS to send out money. If anything delays your check, like an error in your filing, it can take months. What people who have taken advantage of tax return advances know is that you can get your refund almost instantly. Apply for a tax return advance this year and you could have your refund money by the very next day, ready to spend.

2. Getting Cash Early from a Tax Return Advance Is a Big Relief

It’s not all fun and games getting tax refunds. For most people this is much-needed money, money that can pay the bills and get you out of debt. Getting that money comes as a huge relief, but not if you have to wait weeks for it to arrive. With a tax return advance, those smart enough to use it know the sense of relief from stress and worry that comes with getting that extra cash sooner.

3. Money from a Tax Return Advance is Easy Money

There is such a thing as easy money, and it’s called a tax return advance. This is the easiest money you’ll get anywhere. Unlike other types of loans, it doesn’t take endless paperwork, hours at the bank, or a rigorous background check to get this loan. You only need to complete a simple online application, or even just use a mobile app on your phone. Applying and approval takes a few minutes and the lender you get connected with does the rest of the work for you, including sending the cash right to your bank account.

4. You Don’t Even Have to File to Get a Tax Return Advance

Here’s the biggest secret that all people who have used tax return advances know: you can get one even before you file. Know that you’re getting a refund? Go ahead and apply. You don’t have to prove it to your lender. Just show that you have a job and a decent regular paycheck, and you can get approved for a tax return advance right now.

4 Things Only People who got a Tax Return Advance KnowBy Heather Wilson - 12/20/16

What is a Tax Return Advance?

A tax return advance is a special kind of short-term loan that you apply for with an eye to the future in mind! Your income tax refund is a windfall you can count on receiving each spring, but what do you do if you need cash at another time of year? Unlike the refund advances you can get from tax preparation companies, which are only available after you’ve filed your return, companies like IncomeTaxAdvances.com are able to provide these loans year-round! The repayment schedule is similar to other payday-style loans, so depending on when you apply you might make payments out of your paycheck instead of using your refund for repayment. Either way, unlike the loans from the big chain tax prep companies, when your return arrives in the spring it’s all yours – you will never be asked to sign it over to anyone in exchange for or as repayment for the tax return advance loan.

I Want A Tax Return Advance – But Do I Qualify?

In short – almost definitely. Nearly everyone qualifies for this fast, easy tax return advance product because it’s been designed specifically with that idea in mind. After all, you know the money to repay it is on its way – there’s no need to worry about eking the funds out of your regular household monthly budget. So it’s simple, and much like many short-term online loans: the applicant must be at least 18 years old, be a US citizen, have a bank account in their name that is able to accept electronic funds transfers and make payments via direct electronic draft. Finally, meet the minimum income requirement of $1000 per month. Best of all, your credit score will generally have zero effect on your chance of approval, because our lenders realize that the standard credit report simply doesn’t tell the whole story, and often magnifies the effect of problems consumers have had in the past – even the distant past – that have no relation to their current financial circumstances. Rather than immediately running a credit check, as traditional lenders do when evaluating an application, our lenders have their own, proprietary set of criteria that they use to determine approval.

Great – How Can I Apply Today for a Tax Return Advance?

Nothing could be easier! The application is online, so you can complete it at any hour of the day or night, from anywhere with an internet connection. At work from your desktop computer, from your living room or porch swing using your tablet – you can even apply from your smartphone! You’ll see that the application is comprised of a quick three-part form asking just a handful of questions, and there are no copies of prior year tax returns required, no collateral, no credit references. It’s as simple as completing the form and clicking Submit. Lenders are available at every hour of the day and night, ready to process your approval, get the simple paperwork in order for your signature, and deposit the funds directly to your bank account. You can access your cash within one business day and use it for whatever you need. It’s that fast and that simple to have complete financial peace of mind – so what are you waiting for?

What is a Tax Return Advance?By Eric Knapp - 11/29/16

How to Spend Your Tax Return Loan Advance

Get a tax return loan advance and splurge on something you'll enjoy!

Step 1: Find out you’ll be getting a tax refund this year. Yay!

Step 2: Get it tomorrow with a tax return loan advance.

Step 3: Spend and enjoy.

It really is that simple to get your tax refund now and start putting that money to good use. Filing taxes is such a drag, but getting money back is a thrill. Think of everything you could do with that money if you could have it now. You don’t even have to finish all that exciting paperwork. Get going now on a tax return loan advance and feel free to procrastinate a little longer on that filing.

Spend Your Tax Return Loan Advance Responsibly

Of course you are the financially responsible type. You budget your paycheck every two weeks and never buy things you can’t afford, unless you really deserve it. So, naturally you also have very fiscally responsible ideas for putting that tax refund to use. Maybe you need to pay down some debt. It’s awfully burdensome to carry around debt. It weighs on you. Student loans, car payments, mortgage payments, credit card debt, and other types of bills you need to pay off eventually are sitting there waiting for your tax refund. That money could make a serious dent in some of your debt, especially if you got it sooner with a tax return loan advance.

Debt isn’t the only way to spend your extra cash responsibly. Once you have that tax return loan advance in your bank account, think of all the grown up things you can do with it. Make some home repairs to increase the value of your property. Get a newer, more reliable car and sell your junker so you won’t break down on the way to work anymore. Pay for those piano lessons your little one needs to make her a well-rounded person. Or, help your parents out when they need extra cash. They spent a lot of money getting you to adulthood, after all.

Slightly Less Responsible, But More Fun Ways to Spend Your Tax Return Loan Advance

Of course, being fiscally responsible is often overrated. You only live once, right? No, you shouldn’t go totally overboard and get yourself into more debt or buy something that truly brings no value to your life. There is a time and a place, however, for spending thoughtfully on things or experiences that will enrich your life, even if they don’t immediately take care of a financial need or pay a bill. Sometimes you need to be a little bit selfish and a little bit frivolous to enjoy life to the fullest. When you get a tax return loan advance, you have the opportunity to do such things.

For example, use your tax return loan advance to take a vacation. Experience a new place and make lifelong family memories. Or, take a trip by yourself and enjoy the relaxation of a weekend spa retreat. Buy something you don’t need, but which the whole family will enjoy and can use together. Buy yourself a membership to the gym or sessions with a personal trainer, so you can finally get fit and feel better about yourself. Your frivolous purchase could be as simple and as small as buying a purse or a pair of shoes you have been admiring, but which cost more than you would normally spend. With your tax return loan advance, you could start planning these treats for yourself and your family today.

Here’s How to Get Your Tax Return Loan Advance

Getting your tax return loan advance today or tomorrow couldn’t be easier. You don’t even have to have completed filing your taxes. Just be able to show that you have a job and a paycheck, and we’ll advance you that cash. Also, credit score is not an issue. We don’t care what your number is. Get started by filling out our convenient and simple loan application. You can do it online with your computer, or use your smartphone and our mobile app. One of our lenders will be available to approve it no matter what time of day it is. The lender may call you to talk through a few points on the application or to give you a chance to ask any questions. Within a minute or two you should be approved and you will have access to the loan document. With a one-hour loan you will get the money literally in one hour. Otherwise you may have to wait until the next day to get your cash, but it’s still the fastest loan you’ll ever get. We’ll deposit the money directly to your account and when it’s due, we will extract it. It’s that simple. You have choices when it comes to how you want to spend your refund, but you don’t have to wait for it. Get it now with a tax return loan advance.

#TaxReturnLoanAdvance #eTaxLoans

How to Spend Your Tax Return Loan Advance, By Ray West - Today