4 Things Only People who got a Tax Return Advance Know

When tax season rolls around it’s exciting to start thinking about the tax refund coming. What will you spend it on? Will you pay the bills or take care of student loans? Or will you do something fun with it? If you have never used a tax return advance before, here are a few things that those with more experience know:

1. A Tax Return Advance Means Getting Your Refund Almost Instantly

We all know how long it takes to get a refund check from the government. Even with e-filing it still takes several weeks for the IRS to send out money. If anything delays your check, like an error in your filing, it can take months. What people who have taken advantage of tax return advances know is that you can get your refund almost instantly. Apply for a tax return advance this year and you could have your refund money by the very next day, ready to spend.

2. Getting Cash Early from a Tax Return Advance Is a Big Relief

It’s not all fun and games getting tax refunds. For most people this is much-needed money, money that can pay the bills and get you out of debt. Getting that money comes as a huge relief, but not if you have to wait weeks for it to arrive. With a tax return advance, those smart enough to use it know the sense of relief from stress and worry that comes with getting that extra cash sooner.

3. Money from a Tax Return Advance is Easy Money

There is such a thing as easy money, and it’s called a tax return advance. This is the easiest money you’ll get anywhere. Unlike other types of loans, it doesn’t take endless paperwork, hours at the bank, or a rigorous background check to get this loan. You only need to complete a simple online application, or even just use a mobile app on your phone. Applying and approval takes a few minutes and the lender you get connected with does the rest of the work for you, including sending the cash right to your bank account.

4. You Don’t Even Have to File to Get a Tax Return Advance

Here’s the biggest secret that all people who have used tax return advances know: you can get one even before you file. Know that you’re getting a refund? Go ahead and apply. You don’t have to prove it to your lender. Just show that you have a job and a decent regular paycheck, and you can get approved for a tax return advance right now.

4 Things Only People who got a Tax Return Advance KnowBy Heather Wilson - 12/20/16

Tax Return Loans Explained

Most of us have used some kind of loan – a personal loan, student loan, or a car loan – and they’re a pretty simple concept. The bank or lender gives you money, and you pay it back with interest, usually over time. We know how our income tax refund works too – so how do these two work together? Instead of having to wait until you file your tax return and a few weeks later the government sends us our refund in the amount of the taxes that were withheld from our checks that exceeded what we actually owed. A tax return loan is when a lender advances you the funds you expect to receive in your tax refund – even before you’ve filed your return. Depending on when you apply you might repay the loan with your actual refund because it’s been received by the time the loan comes due. Otherwise you would repay it as you would any other loan – which means when your refund does come in it’s all yours!

How Are the Advances from Tax Preparers Different from Tax Return Loans?

When you visit one of the large chain tax preparation firms, one of the products they offer is an advance loan on the refund. There are a number of differences between those loans and those from eTaxLoans.com. Those from a preparer require that you have your taxes filed by the company in order to receive the loan. They can only be applied for in person, during limited hours, in the amount of the refund you are verified to be receiving. The amount received will be reduced by the tax preparation fee and the loan interest and any other fees, so it will be notably less than the refund. Finally, the refund sent by the government needs to be signed over to the preparation company to serve as loan repayment. In contrast, tax return loans from eTaxLoans.com are not limited to a particular place or time of day because the whole process is conducted online. The full amount of your loan will be delivered to you, with no fees or interest withheld in advance – and your refund will as well. You’ll repay the loan from your next paycheck or two, or from the refund depending on when it arrives, but at no time will you be required to sign it over to anyone.

Getting Approved for Tax Return Loans Is Quick and Easy!

The simple online form takes just a few minutes, and you can complete it totally at your convenience – since there are lenders available twenty-four hours a day, there are no scheduling limits. Approval takes less than two minutes, and the lender will provide all the terms and an agreement form to sign, all without ever leaving your computer. You’ll review the terms, and if the offer is agreeable to you, sign the form with the electronic signature provided. The lender can then move forward to deposit the funds into your bank account, where they’ll be available to you as soon as they complete your financial institution’s clearing process. What could be faster or simpler than a tax return loan?

Tax Return Loans Explained By Eric Knapp - 10/18/16

How to Spend Your Tax Return Loan Advance

Get a tax return loan advance and splurge on something you'll enjoy!

Step 1: Find out you’ll be getting a tax refund this year. Yay!

Step 2: Get it tomorrow with a tax return loan advance.

Step 3: Spend and enjoy.

It really is that simple to get your tax refund now and start putting that money to good use. Filing taxes is such a drag, but getting money back is a thrill. Think of everything you could do with that money if you could have it now. You don’t even have to finish all that exciting paperwork. Get going now on a tax return loan advance and feel free to procrastinate a little longer on that filing.

Spend Your Tax Return Loan Advance Responsibly

Of course you are the financially responsible type. You budget your paycheck every two weeks and never buy things you can’t afford, unless you really deserve it. So, naturally you also have very fiscally responsible ideas for putting that tax refund to use. Maybe you need to pay down some debt. It’s awfully burdensome to carry around debt. It weighs on you. Student loans, car payments, mortgage payments, credit card debt, and other types of bills you need to pay off eventually are sitting there waiting for your tax refund. That money could make a serious dent in some of your debt, especially if you got it sooner with a tax return loan advance.

Debt isn’t the only way to spend your extra cash responsibly. Once you have that tax return loan advance in your bank account, think of all the grown up things you can do with it. Make some home repairs to increase the value of your property. Get a newer, more reliable car and sell your junker so you won’t break down on the way to work anymore. Pay for those piano lessons your little one needs to make her a well-rounded person. Or, help your parents out when they need extra cash. They spent a lot of money getting you to adulthood, after all.

Slightly Less Responsible, But More Fun Ways to Spend Your Tax Return Loan Advance

Of course, being fiscally responsible is often overrated. You only live once, right? No, you shouldn’t go totally overboard and get yourself into more debt or buy something that truly brings no value to your life. There is a time and a place, however, for spending thoughtfully on things or experiences that will enrich your life, even if they don’t immediately take care of a financial need or pay a bill. Sometimes you need to be a little bit selfish and a little bit frivolous to enjoy life to the fullest. When you get a tax return loan advance, you have the opportunity to do such things.

For example, use your tax return loan advance to take a vacation. Experience a new place and make lifelong family memories. Or, take a trip by yourself and enjoy the relaxation of a weekend spa retreat. Buy something you don’t need, but which the whole family will enjoy and can use together. Buy yourself a membership to the gym or sessions with a personal trainer, so you can finally get fit and feel better about yourself. Your frivolous purchase could be as simple and as small as buying a purse or a pair of shoes you have been admiring, but which cost more than you would normally spend. With your tax return loan advance, you could start planning these treats for yourself and your family today.

Here’s How to Get Your Tax Return Loan Advance

Getting your tax return loan advance today or tomorrow couldn’t be easier. You don’t even have to have completed filing your taxes. Just be able to show that you have a job and a paycheck, and we’ll advance you that cash. Also, credit score is not an issue. We don’t care what your number is. Get started by filling out our convenient and simple loan application. You can do it online with your computer, or use your smartphone and our mobile app. One of our lenders will be available to approve it no matter what time of day it is. The lender may call you to talk through a few points on the application or to give you a chance to ask any questions. Within a minute or two you should be approved and you will have access to the loan document. With a one-hour loan you will get the money literally in one hour. Otherwise you may have to wait until the next day to get your cash, but it’s still the fastest loan you’ll ever get. We’ll deposit the money directly to your account and when it’s due, we will extract it. It’s that simple. You have choices when it comes to how you want to spend your refund, but you don’t have to wait for it. Get it now with a tax return loan advance.

#TaxReturnLoanAdvance #eTaxLoans

How to Spend Your Tax Return Loan Advance, By Ray West - Today