4 Key Differences between a Personal Loan and a Tax Anticipation Loan

There is a time and a place for all kinds of financial products, from investments to loans. When it comes to borrowing you have a lot of choices. A traditional personal loan may have its place, and the kind of person who can benefit from one, but a tax anticipation loan is often a better option. Here are some important differences that you need to take into account as you plan on borrowing money this tax season.

. A Tax Anticipation Loan Can Get Your Refund to You Sooner.

This year especially, following the partial shutdown of the federal government, a tax anticipation loan makes sense for many people. You may have a refund on the way, but it could take weeks or more than a month even, to get to you. IRS workers are getting caught up, but most refunds are expected to be delayed. With this loan you can get your refund cash sooner. And while a traditional personal loan can get you the money as well, a tax loan is specially designed to get you that money you’re owed, fast.

2. With a Tax Anticipation Loan, Don’t Worry about Credit

Most personal loans will require that you have a certain minimum credit score before you can be approved to borrow. This limits who can get approved and who can actually get the cash they need. If your score isn’t great, you could easily be denied when applying for a more traditional loan. But, with a tax anticipation loan, you are judged more on your income and when you receive a paycheck than your credit history. If you work and earn you have a great chance of being approved. And your credit score won’t be a factor that gets you automatically rejected.

3. Get Money Faster and More Conveniently Than with a Traditional Personal Loan

For a traditional loan you need to go to a bank or similar institution, in person and during business hours, to get an application. Then you have to wait a while to get approved and to get your loan funded. With a tax anticipation loan you can get online and apply at your convenience, at any time of day or night, seven days a week. And, because the loan is offered online with money transfers to fund the loan, you get cash faster.

4. Borrow Only What You Need with a Tax Anticipation Loan

With a tax anticipation loan you don’t have to borrow exactly what your refund amount is. You can choose how much you borrow, even if it’s only a few hundred dollars. Traditional personal loans are more rigid with amounts and may offer you more than you can really afford or need. Borrowing too much is a financial burden, so stick with the lender who doesn’t get you into big debt. Get the convenient, fast loan that offers you refund cash sooner and that won’t nitpick over credit score, for the best way to borrow money.

4 Key Differences between a Personal Loan and a Tax Anticipation Loan

Can A Tax Anticipation Loan Help?

Your income tax refund would be the best way to pay for an unforeseen expenditure or car maintenance, but we know it doesn’t do you any good to wait on your refund from the IRS. Service companies and mechanics don’t allow payment plans and you don’t have to either! Use a tax anticipation loan to get your refund money faster this tax season. You don’t have to worry and wait for your refund to help make your situation better – a tax anticipation loan can turn your difficulties into your successes. There isn’t a person who wants to wait weeks and weeks or sometimes months to fix a home repair catastrophe, or to pay utility bills before cutoff, and tax anticipation loans allows you to take care of your obligations without waiting on the government to send you your tax refund. Tax anticipation loans were established to help you in enjoying life without the wait! The greatest part about tax anticipation loans is that it’s money you know you were going to spend anyways – you just don’t have to delay getting the cash you already earned and really need.

Nothing Waits For Tax Season And With Tax Anticipation Loans You Won’t Either

It’s tiring watching your friends travel around the country, go out all the time, and live a privileged life all the time. Wouldn’t escaping to the beach during the winter months or going somewhere in nature be nice? With tax anticipation loans, you can afford to go on a trip before the government finally decides to send your income tax refund! Don’t wait on the IRS to send you your refund– submit your information online for a tax anticipation loan and go wherever you want whenever! Don’t wait any longer when you could use a tax anticipation loan to enjoy life like never before with your own hard-earned money faster this year! Don’t wait another minute for your tax refund this time. Treat yourself earlier to a much-needed vacation or even an expensive meal – using a tax anticipation loan. Take the reins of your finances, your contentment, and your life.

Tax Anticipation Loans Are So Easy – See If You Qualify!

While some individuals prefer to borrow cash from their bank, strict rules and extended requirements are becoming far too common in today’s monetary industry. Banks are progressively turning to big business and away from singular borrowers. It’s can be challenging to get approved for a loan if you have anything less than impeccable credit, and many banks require credit to even fill out your information for a loan. Moreover, applying for a individual loan through your bank can sometimes hurt your credit if they pull a credit report. You should stop the worrying and apply for an online tax anticipation loan! You could have money in your checking or savings account within a few hours and you don’t even have to leave your home with our easy online tax anticipation loans. Tax loans are here to help you get your refund faster. Don’t wait this time around. Get your funds with a tax anticipation loans now and never wait on your old bank or the government again.

Can A Tax Anticipation Loan Help? By Heather Wilson - 11/13/18

Everything You Need to Know about a Tax Anticipation Loan, Explained

A tax anticipation loan is a great tool that many people use to pay bills, cover unexpected costs, invest in things they otherwise couldn’t afford and so much more. For a lot of people, though, this kind of loan is a little bit of a mystery and leads to questions. When can you get a tax anticipation loan? Do you have to have a tax refund? How do you access these loans? We’re here to explain everything you need to know to benefit from these great loans.

A Tax Anticipation Loan is Similar to a Payday Loan

If you have ever gotten a payday loan before, then getting a tax anticipation loan will feel familiar. These two kinds of loans are very similar. They are both smaller loans, as compared to a bank loan, a car loan or, other large loans. They are also both short-term loans, meaning that you borrow the money for only a short period, like one or two weeks, before repaying it in full. They are also similar in that they are easy, convenient, and fast.

No Refund Necessary for a Tax Anticipation Loan

A tax anticipation loan is a great way to get the money from a tax refund in advance, but having a refund on the way is not a requirement for getting approved. What is a requirement is that you have a job and a steady income. You don’t have to earn a lot, but having a regular income shows the lender that you have the means to repay the loan. It tells your lender a lot more than your credit score does. If you have a refund coming, that’s great, but it isn’t necessary.

Apply for a Tax Anticipation Loan at Any Time

Another thing that is not a requirement for getting a tax anticipation loan is timing it for tax season. This is the most popular time for people to apply for these loans, from January through April 15, but you can actually access them at any time of year. Whenever you need the extra cash, a tax anticipation loan is one way you can get it.

Get Your Tax Anticipation Loan Online

A tax preparation service is not the only source of tax anticipation loans. You can also get these loans online. All you need to do is get online, find the application, fill it out with some basic information, and submit it to get access to our lenders. From there you will get approved and your lender will take care of all the details needed to make your loan official.

Tax Anticipation Loan Cash Comes Quick

No matter when you apply for your tax anticipation loan, you can expect to get the cash you requested quickly. Within 24 hours or less for most people, the cash will be transferred. It comes directly to your bank account through a virtual transfer so you don’t have to mess around with a check or going to the bank. The next time you need cash, consider a tax anticipation loan, now that you know everything about it.

Everything You Need to Know about a Tax Anticipation Loan, ExplainedBy Eric Knapp - 6/20/17