1000s Approved Daily for Tax Refund Advance Loans

Stop struggling! You don’t need to clutch on to every penny, trying to make it until your next payday and then your next until finally it’s tax season and you can get your refund and catch up on bills. Borrow against your refund now, get current on your bills and save the cash you’re spending on late fees! Tax refund advance loans are your weapon against the kind of seasonal cash crunch most of us face at this time of year – when we need extra money now for holiday, fall, or school spending, but our tax return won’t be completed for several months yet. Join the ranks of the financially savvy who have compared the cost of a modest loan against the amount they would have spent on late fees, overdraft fees, and whatever else it takes to get through the holidays without that extra cash they need.

Tax Advance Refund Advance Loan: Sooner and Simpler Than Loans from Tax Prep Companies

If you think of a tax refund advance loan as something you can get when you take your return to one of the national chains of income tax return preparation companies, you’re half right. You can get something similar from the company that prepares your taxes, but the rules are somewhat different. For one, you have to wait until it’s time to get your taxes done. A second difference is that there are more costs involved – not just the loan interest, but there is a fee for getting your taxes prepared, and an additional fee for some types of funding such as a debit card. Finally, the fees and interest are taken off the top – instead of paying the interest and fees when you repay the loan, they are withheld from the amount you receive to begin with. Then you sign over your refund to the tax prep company, so that it’s deposited into a bank account that belongs to them, so you never see it. With tax advance refund loans from GreenLeafLoans.com your refund remains totally in your control, as does the repayment. The advanced funding will be repaid through an automatic draft from your bank account on your next payday, and the interest paid then – never before you even receive the loan!

You Don’t Need Great Credit for a Tax Advance Refund Loan

Those living with damaged credit may have become accustomed to getting by without borrowing, but that’s not necessary anymore. A tax refund advance loan can be available at any time of the year, regardless of your credit score or documentation of financial problems you have had in the past. Because the lenders have chosen to use their own credit standards rather than those of the credit bureaus, a troubled credit history is no obstacle to approval. Do you have a great job, healthy steady income, and a bank account with direct deposit and electronic debits? Need cash? Apply right here online today! You’ll be judged only by your current circumstances, employment history, and income – not by your past.

1000s Approved Daily for Tax Refund Advance LoansBy Eric Knapp - 11/1/16

Need Cash Quick? A Refund Advance Loan Might Be Just What You Need

If you are expecting a tax refund, get the
cash now with a Refund Advance Loan

Unlike traditional personal loans, refund advance loans are designed to be repaid all at once, using your income tax refund. Most often they are sought in the first part of the year, when holiday bills are coming due and that annual bonus hasn’t arrived yet. Since the goal is for your refund to repay the loan, so you never have to take anything out of your paycheck for it, the amount is based on an estimate how much of a refund you’re expecting. There are a few fees involved as well, so taking them into account is important – as is having a realistic conservative view of your repayment ability.

What Questions Should I Ask Before Applying for a Refund Advance Loan?

It’s important to be informed! Borrow smart! Read the application materials, the terms and conditions, and don’t sign or agree to anything you don’t understand. Here are a few things you’ll want to ask, find out, or consider when applying for a refund advance loan:

• What is the dollar amount of the interest you will pay if you repay on time?

• What happens if you need extra time?

• What happens if you don’t get as much of a refund as you expected?

• What are the additional fees?

• What day is your repayment being drafted from your checking account?

Let’s Talk About Refund Advance Loan Fees

Of course there are some fees associated with refund advance loans. There are no “up-front fees” with our loans, unlike some other places. The amount you borrow is the amount you get – but the fees are added onto the repayment end. The primary cost is interest, which you can expect to be higher than other types of loans because you’re paying for the speed and convenience. If the repayment funds are not in your bank account when the payment is drafted there will be a fee for that, similar to the way your bank charges you for “bouncing” a check. Finally there is what’s called a loan extension fee – if circumstances make it so you need a more time to pay back the loan, you can arrange that with the lender and there will be a fee associated with the extension.

Refund Advance Loans Are Quick and Simple to Apply for and Receive

A brief online application is all it takes to get a refund advance loan. You can apply even if you haven’t filed your tax return yet, because proof of your refund amount won’t be required – however the whole amount will be due to be repaid even if you receive less than you borrowed, so it’s wise to be prudent and realistic when making your request.

Your application will take only seconds to be approved by one of our direct lenders, and you will be presented with all the pertinent information immediately - loan amount, interest rate and total amount to be repaid, etc. The refund advance loan funds will be deposited to the same bank account that the payment will be drafted from; you should have your refund direct-deposited into that account, or deposit the check into it when it’s received. The process is seamless, and you don’t need to remember to write a check or make a phone call to repay the loan. It really couldn't be any easier to get the cash you need.

#RefundAdvanceLoan #eTaxLoan

Need Cash Quick? A Refund Advance Loan Might Be Just What You Need, By Scott Lobo - Today