Wednesday, October 24, 2018
Tuesday, January 9, 2018
Get Your Tax Return Faster With An Income Tax Loanincome tax loans now and avoid the worry. When you obtain your refund far in the future we take a small fee on top of the amount borrowed and you get the reminder without the aggravation and without having to wait. Waiting is overprized and most of us would happily use a tiny portion of our refund to make sure that we get our refund money much faster. Then number of borrowers using this service is increasing each year. This tax season consider income tax loans instead of waiting for the IRS to send out your refund. If only income tax loans were available years earlier.
Demand Service And Convenience With Income Tax LoansAs customers demand more from their lending institutions, the loan industry is changing to meet their requirements. One fundamental area of need is obtaining your tax refund faster. Income tax loans do precisely that, they offer the option of receiving your refund faster and the slight cost of the service is taken from your expected refund once you finally get it from the government. It appears like the wait is longer every year we finish our taxes. From that need, comes the creation of income tax loans. Many individuals pay a service to file their taxes and now for almost the same price you pay each tax season to file, you could get your refund quicker with income tax loans. As borrowers look for opportunities with the loans they choose, the industry pursues ways to provide new services like income tax loans. Submit your information today and get a safe, quick, and simple income tax loan from one of our team of trusted lenders.
An Income Tax Loan Can Help You Get Your Money Faster
Get Your Tax Return Faster With An Income Tax Loan By Mindy Lobo -
Tuesday, December 19, 2017
How the Proposed Tax Bill Will Affect You, and Why a Tax Loan is Still a Smart Ideatax loan to get you through difficult financial times.
Low Income Groups Hit Hardest, Rely on Tax Loans to Get ByUnfortunately for so many working Americans, the new tax bill would have a negative impact on those earning less, even those in the middle class. While the bill creates a big tax credit for corporations, it leaves lower income families and individuals in a tough spot. They lose out in this deal. If you are one of those lower income workers, you may get hit hard if this bill passes. When times get difficult, though, you know you can rely on a tax loan to help you get through it. Regardless of what happens with tax laws, you can count on this loan.
Child Tax Credit Goes up, but Mostly for the Wealthy, Use a Tax Loan for Family ExpensesThe child tax credit would increase, supposedly putting more money in the hands of families under the new bill. But there is a problem with the increase. It doesn’t increase the refund families get for having a child. Instead it lowers the amount of income you have to be taxed on if you have a child. This will prove to have very limited benefits for lower earners and bigger benefits for those who make more. If you have children, you know how much it costs to raise them. You can still use a tax loan when you have related expenses that you can’t meet.
The Tax Plan Doesn’t Help One-Third of Low Income Families, but Tax Loans DoAs it stands now, many of the proposed benefits for tax payers will not help a large portion of low income families and individuals. This is because one-third of these families do not earn enough to qualify for tax credits. The bill improves some of those tax credits, but a lot of working Americans don’t qualify for them anyway. What will continue to help all working Americans are tax loans. You can continue to benefit from this source of cash.
You Can Always Count on a Tax Loan
How the Proposed Tax Bill Will Affect You, and Why a Tax Loan is Still a Smart Idea By Eric Knapp -
Tuesday, December 12, 2017
Here’s Why an Income Tax Loan is the Smart Alternative to Bank Loansincome tax loan instead of going to the bank.
Choose to Borrow Less with an Income Tax LoanA bank loan is usually a big loan. Banks are not in the business of wasting their time on small, personal loans. They want to hand out big mortgages and home equity loans, not just the $500 you need to get the rent paid this month. With an income tax loan, on the other hand, you can choose your amount and that means borrowing as little as $200. Borrowing more than you need is risky and can get you into serious debt. Borrowing only what you need is the smart way to borrow and that’s what you get with an income tax loan.
You Can Get Your Income Tax Loan OnlineAnother great reason to choose an income tax loan is that you can get it online. You don’t need to get in the car and go anywhere. From the comfort of your couch you can use your computer or even your smartphone and apply for one of these loans. There is nothing more convenient than being able to get a loan in your pajamas, watching TV or before you even get out of bed in the morning. You can’t get that kind of convenience with other loans and definitely not with bank loans.
Get Cash So Much Faster with an Income Tax LoanBanks may give you a loan, bigger than you needed, but they won’t give you the cash very quickly. You will have to wait, likely a week or more to get it funded. With an income tax loan, you get cash as soon as the next morning. That’s less than 24 hours for most people. It will show up in your bank account and then you can access it whenever you need it.
Never Get Denied Again with an Income Tax LoanUnlike a bank loan, with an income tax loan don’t expect to agonize over getting approved. These loans are easy to get approved for and don’t even require a certain minimum credit score. You can get approved with just a few simple requirements and these mostly include the fact that you have a job and a bank account. Credit is a minor requirement when it comes to getting approved for an income tax loan.
With All This, Still Get Bank-Level Security with an Online Income Tax Loan
Here’s Why an Income Tax Loan is the Smart Alternative to Bank Loans By Mindy Lobo -
Tuesday, November 21, 2017
3 Ways to Save for the Future with an Income Tax Loanincome tax loan, you can have your refund now and you can start using that money to help make your future more secure.
1. Consolidate Expensive Debt with an Income Tax LoanHaving a lot of debt all over the place is costly. You jeopardize your future savings and your ability to save anything at all by having too much debt and too many different loans. But you can eliminate some of those costs and be in a better position to save for the future by consolidating and paying off some of those debts. For instance, if you have one payment due every month that has a high interest rate, paying it off now will help you avoid paying that cost for any longer. Another issue with debt is that when you owe on multiple loans it can be easy to get confused and to miss a payment, which costs you more money in the end. When you use an income tax loan to get your refund money sooner, you can use it to repay several debts.
2. Invest in an Education with Money from an Income Tax LoanAnother great way to be better able to save for the future is to get a better job and to earn more. That’s easier said than done, of course, and it may require additional training or even earning a degree. If you can use the cash from an income tax loan to get trained in a new skill or to work on a degree, you will put yourself in a position to earn more money with a promotion or a better job. You could wait until you get your actual refund, but in the meantime you could be missing out. Use an income tax loan, get the cash now, get an education, and start earning more to save more.
3. Use the Cash from an Income Tax Loan to Increase Your Property Value
3 Ways to Save for the Future with an Income Tax Loan By Eric Knapp -
Tuesday, September 5, 2017
If You’re Tired Of Waiting A Tax Loan Is Perfect For Youtax loan through our eTaxLoan, it takes a few short minutes to apply and you can finish the application using any laptop, computer, tablet, or even your smartphone. Don’t stress about finding the time, getting a ride to the bank, or even wasting more than a couple minutes. Simply apply now for a tax loan and you could see how relaxing it is to have your income tax refund today instead of in a few months!
Use A Tax Loan This Year!The greatest thing about a tax loan is that you can use it for anything you want and this year you can get your money even faster. You can use your tax loan to pay off your credit bills from long ago purchases, expensive bills, or you can simply use it to have a night out! Our top-rated lenders offer loan products that are easy, stream-lined, and secure. You are not restricted to any specific type of purchase and could have up your money quicker to spend it on anything that you want, when you want. The best part about a tax loan is that, once you’ve finished the application, you can forget about any worries you had or financial crisis because it’s your money you’d be receiving it anyway! Don’t wait for a refund check from the government for weeks and weeks while your bills stack up. Get a tax loan and get your money with no wait today!
Tax Loans Are The Industry’s Best Kept Secret
If You’re Tired Of Waiting A Tax Loan Is Perfect For You By Eric Knapp -
Tuesday, February 7, 2017
Holiday Bills Got You Down? Use An Income Tax Advance To De-Stressincome tax advance can change everything. Just imagine that sigh of relief you’ll breathe when you see the check from the IRS in your mailbox, and instead of waiting months to feel that relief, take five minutes to fill out or application. You could have up to $2500 deposited into your bank account within 24 hours of applying for a tax refund advance. Whether it’s an unexpected repair, a flooded basement, or just the influx of bills around the holidays that’s making money tight, an income tax advance is an easy way to get an unsecured loan – and the best part is, it’s money you’ll spend anyways!
3 Ways Income Tax Advances Are Better Than Other Loans1. When you take out a car loan, a motorcycle loan, or even open up a new credit card to buy a bigger TV, you’re just adding another bill to your monthly responsibilities and putting further tension on your finances. An income tax advance is a simple short-term loan that you can pay back when you get your tax refund check – it’s money you would spend anyways, you just get to decide when and where you spend it! 2. Most banks and local lenders require their customers to either have nearly perfect credit, or put up a valuable possession or asset as collateral. The tax refund advances provided by our affiliate lenders are much easier to qualify for than a loan offered by your local bank, and we’ll never ask you to risk your valuable possessions, like your car, television, or even your house, just to get a loan. We’ve modernized our payment process to make it easier for us to approve loan customers and to provide more people with an income tax advance. 3. Income tax advances can be applied for online in less than five minutes – if you have an urgent reason to need cash fast, an income tax advance can be completed with money deposited into your bank account faster than you can even make an appointment at your local bank. Most banks have a long underwriting process with complicated approval requirements – as long as you’re a citizen who is 18 years of age or older, with a job and a bank account, you could be approved instantly for an income tax advance!
Don’t Spend All Month Being Stressed Out – Income Tax Advances Can Help
Holiday Bills Got You Down? Use An Income Tax Advance To De-StressBy Eric Knapp -
Tuesday, January 24, 2017
For Online Installment Loans, Direct Lenders Get the Job Doneonline installment loans, direct lenders should be your go-to money professionals. The lenders in our network have high approval rates, approve applications quickly, and get money into the hands of borrowers faster than any others. With these lenders you also get a flexible repayment plan, something most online payday loans do not include.
With Online Installment Loans, Direct Lenders Give You FreedomIt’s true; these lenders give you the freedom to borrow money without worrying about repaying it all at once. Standard payday loans are repaid in full on you next payday. It’s a great option for most situations, but sometimes that plan is a little too rigid. If you need the freedom to repay on your schedule, to not have to worry about whether you’ll have the full amount on one day, you need online installment loans direct lenders to help you out.
Online Installment Loans Direct Lenders Will Get You Approved TodayFor online installment loans, direct lenders in our extensive network of financial professionals can get you approved without a big hassle. You can even get approved today if you apply right now. The online process makes everything easier and faster than you would experience with another type of loan. The minimal requirements for getting approved also work in your favor and make getting approved much faster. You only really need to show that you have a job, a paycheck, and a bank account and you can get approved. Without the need to prove you have collateral or a perfect credit score, our lenders get you approved fast.
For Online Installment Loans, Direct Lenders Put Cash Right in Your Account
For Online Installment Loans, Direct Lenders Get the Job DoneBy Mindy Lobo -
Tuesday, January 10, 2017
3 Ways An Income Tax Advance Is Safer Than Other Loansincome tax advance!
1. Income Tax Advances Are Money You’ll Spend AnywaysSometimes paying back loans can be stressful. Income tax advances take all of that away with payments that are easy to manage, on terms you can agree to before completing your loan process. Income tax advances are just money you’ll spend when the government finally gets around to sending your check – why wait months for your refund when you could apply online right now and wake up tomorrow with cash in your bank account? Our application is so easy, you could be approved for a loan in under a minute – that’s a lot faster than the IRS! There’s no waiting in line, no sitting for hours on hold, just an easy way to access your cash now instead of waiting months to enjoy it.
2. Our Income Tax Advance Lenders Are Reputable, Experienced, And Here To HelpIf you feel like poor credit history or a low credit score is holding you back, breathe a sigh of relief! Our lenders don’t do any credit checks and don’t even look at your credit score when you apply for one of their income tax advances. Our payment plan is automatic, and it’s so simple that it lets us use much easier underwriting than the stricter requirements held by other banks and institutions. Not only are income tax advances a great way to get a loan if you have bad credit, they can even help raise your credit score! All on-time payments made in full are reported to the same credit bureaus as car payments, credit cards, mortgages, and every payment reported could increase your score!
3. Income Tax Advance Online Application Doesn’t Require Collateral
3 Ways An Income Tax Advance Is Safer Than Other Loans By Eric Knapp -
Tuesday, December 13, 2016
A Tax Advance is Your Secret Weapon for the New Year
Use a Tax Advance to Battle Holiday BillsMany of us experience the dread of facing bills after New Year’s. If you’re like most people, you spent more money than you really wanted to over the holidays, and now you have bills to repay. Credit card debt is a particularly challenging kind of debt to face after New Year’s because it’s so tempting to only make the minimum payments. Instead of getting into that destructive cycle, take advantage of the tax season to get a tax advance that can help you wipe out that debt in one payment.
Consolidate Repayments with a Tax AdvanceIf you have multiple bills to repay after the holidays, a tax advance can help you consolidate them. Having more than one payment to make is risky because it is easy to forget one or more and to be late on payments. That costs you money, so use the cash from a tax advance to repay those debts and whittle it all down to just one easy repayment. It will save you money, stress, and your sanity.
How to Get a Tax Advancetax advance can be your secret weapon for conquering post-holiday debt, now you need to know how to get one. You don’t have to complete your taxes to be eligible, but it may make you more comfortable knowing you have a refund coming that you can use to repay the debt. Essentially, you get your refund early so you can put it to good use now, rather than later. To get a tax advance, simply apply with an online application or a mobile app on your smart phone. Give us some information about your income and job history and we match you to one of our outstanding lenders. Expect to get approved in 90 seconds or less and to get the cash to repay your holiday debt in about 24 hours.
A Tax Advance is Your Secret Weapon for the New YearBy Eric Knapp -
Tuesday, September 27, 2016
Now is the Perfect Time for Early Income Tax Loans
Early Income Tax Loans Provide Cash NowWhy wait for your tax refund? It could take months. Why wait to take out a tax loan when you could have the cash right now? Early income tax loans are available right now and could provide you with anywhere from a few hundred to a few thousand dollars. Put it to use now to pay down credit card debt, to pay your bills on time and avoid late fees, to get that used car you’ve had your eye on, or to move into a better apartment. Now is the time to act so you can enjoy that tax cash sooner.
With Early Income Tax Loans, You Can Get Approved Even with Bad CreditCredit scores don’t usually come into play with these loans. We have lenders that approve nearly every application they see. These high approval rates are due to the minimal requirements. Instead of proving you have a good credit score, you only need to prove that you have a job that pays you a decent, regular income. That’s really all it takes, so if you have a bad credit score, don’t sweat it. You can still get approved for early income tax loans and start using that tax cash now.
Early Income Tax Loans Are Now Mobileearly income tax loans. Our easy mobile app allows you to apply on the go for the utmost convenience and speed, so you can stop worrying about money and get the cash you need sooner.
Now is the Perfect Time for Early Income Tax Loans By Eric Knapp -
Tuesday, September 13, 2016
There’s a Faster Tax Refund Loan – Apply Now!
How To Get a Tax Refund Loan Using Just Your SmartphoneIt’s true! You don’t need a full sized computer or even a laptop to apply for a tax refund loan. Technology is advancing at such a rapid pace, and phones are getting so very smart, that many of us are using our phone as our primary computer for many day to day tasks. Keeping in tune with these advances, the developers behind the scenes have made sure to keep up and improve the website to be “responsive,” a term used for websites that adapt to the type and size of screen they’re being viewed on, and look as clear and easy to read and navigate on a phone as they do on a standard monitor. All you need to do is direct your browser to the website, click the link to the application, and complete it as you would any other online form. The questions and text boxes will all be clear and easy to read and understand, unlike some websites that aren’t specifically designed to be phone-friendly. You’ll have it done just as quickly as you would on a regular computer and keyboard, and approvals will come in just as fast!
But Is It Really Safe To Get a Tax Refund Loan Online?tax refund loan online is hardly any different than that, because the exact same type of security is used for loans as is used for banking and purchases. Secure encryption makes sure that the information can’t be accurately captured in transit, whether you’re paying the electric bill or applying for a tax refund loan!
There’s a Faster Tax Refund Loan – Apply Now! By Heather Wilson -
Tuesday, August 9, 2016
This Income Tax Advance Has Gone Mobile
How to Apply for the World’s Most Convenient Income Tax AdvanceHere’s what you need to do: Pick up your phone, open the app, tap in some information, and click on the submit button. That is literally all there is to getting this income tax advance. Once you send in your information through the mobile app, we send it to a lender from our network and that lender does all the rest of the work. This is truly the most convenient way to get cash and the one that includes the least amount of work for you.
Where and When You Can Apply for an Income Tax AdvanceBecause our income tax advance is mobile, you can apply from nearly any location and at any time. Unlike getting a loan from a store or bank, you don’t have to be restricted to banking hours. You don’t even have to make a phone call or turn on a computer. You need your phone or tablet, any mobile device will work, and a signal. With just these two things you can apply from your morning commute, from work, from home in the middle of the night, or from that boring family event on Sunday afternoon.
A Mobile Income Tax Advance: What’s the Catch?income tax advance in less than five minutes. And, in most cases, you can get your cash the very next day.
This Income Tax Advance Has Gone Mobile By Eric Knapp -
Tuesday, July 5, 2016
Grab this Totally Mobile Personal Loan Today
Get a Personal Loan Right on Your Mobile DeviceUse your tablet or your smartphone to apply using a quick mobile app, and you could be approved for a personal loan in just a couple of minutes and ready to get cash transferred to your account in under an hour.
Apply No Matter Where You AreWith a personal loan that has gone mobile, you get the ultimate convenience of being able to apply from no matter where you are. At work? Sneak a couple of minutes to apply on your phone. Reading on your tablet and worried about money? Stop for a minute and apply for a loan.
Apply for a Personal Loan 24 Hours a DayMobile loans also make it convenient to apply at any time of day or night. Whether you’re trying to get it in before heading off to work, when you get off work late at night, or you wake up in the middle of the night from a money nightmare, you can apply.
Mobile Personal Loans Are FastAnother great thing about a mobile personal loan is that you get even greater speed. It’s not just online; it’s totally mobile, which speeds up the entire process. You can apply in a couple of minutes, get an answer in 90 seconds, and make it official in an hour. Get your cash the next morning.
Take Full Advantage of this Personal Loanpersonal loan is designed for you. Take advantage of it. Don’t stop to think about whether you really need it. If you’re worrying about money and you ran out with payday still far away, you could use the extra cash. Use the money to pay the bills, to take care of that unexpected repair, to put gas in the car, and to make sure your kid gets to go to that summer camp. Grab your personal loan today by just picking up your smartphone. No other way of borrowing money is easier, more convenient, or faster, so take advantage of what we have to offer and you could have extra cash by tomorrow.
Grab this Totally Mobile Personal Loan Today By Scott Lobo -
Monday, January 5, 2015
It’s That Time of Year Again – Welcome to Income Tax Loans 2015
|Pay down your holiday bills with Income Tax Loans 2015|
Right after the holidays are over, W-2s start coming in. It’s tax time again! Time to pull out the box of receipts, collect all the 1099 forms and bank statements, and hope the numbers all balance out in our favor. There’s only one thing about tax season that we all look forward to, and that’s the refund check. The only problem is, sometimes we need the refund a little faster than our tax return is destined to happen. And even so, after filing it takes about two weeks for the refund to reach us. What if we need the money now? That’s when income tax loans 2015 can be a real lifesaver.
Income Tax Loans 2015 Can Be a Great Post-Holiday Rescue
The holiday season is expensive for everyone – and some of us seem to manage those costs better than others. If you’re like those of us who tend to run up our credit cards a little too much around Thanksgiving and Christmas, you’re probably looking forward to your income tax refund to pay that bill down! Between travel, shopping, and celebrations there are always more than enough expenses to go around, even if you’re a good saver. To manage these bills after the fact, take a good close look at income tax loans 2015. You’ll discover that they’re a quick, convenient option that allows you to get your money back sooner instead of later, get a handle on your bills, and pay less interest on your credit cards!
Nothing is Simpler Than Applying for Income Tax Loans 2015
You can do it 24 hours a day. You can do it wearing a three-piece suit, your pajamas, or anything in between. You can do it from the couch, the kitchen table, your bathtub, or a hammock in the yard. You can do it from your work computer, your home computer, from a tablet, or even from your smartphone. It’s also completely secure – there are no worries about data breaches or identity theft. The application for income tax loans 2015 is the quickest you’ve ever seen – just a few qualifying questions. There isn’t even a credit check – good credit, bad credit, it doesn’t matter! You’re approved based on your current ability to repay, not anything that might have happened in the past. Approvals are received within seconds – not days like other types of loans – and you can have your funds deposited to your own bank account as soon as the next business day. No waiting, no wondering, and no worries!
It’s That Time of Year Again – Welcome to Income Tax Loans 2015, By Heather Wilson -
Monday, September 15, 2014
Get Your Refund Early with Tax Refund Loans
|A tax refund loan can be |
more affordable than you think
If you are one of the many Americans that expects to receive a tax refund but could really use the money now, there is a way to tap into that money without having to wait on your state or the IRS to issue your tax refund. Read on to learn about tax refund loans and how to go about getting one.
How do tax refund loans work?
If you have had your tax preparation done by any one of the many nationwide tax preparation companies, you have probably seen the option to have an “instant refund” issued. Why wait on the often times slow government when you can get a tax refund loan today? Around and after the holidays, we all feel a bit drained, especially financially. That tax refund would surely come in handy if only it could get to us a bit more quickly. Nonetheless, with some basic information such as your driver's license, employer, and U.S. citizenship, you can get your money when and where you need it. The average lending institution will not give a tax refund loan, especially to borrowers with bad credit. Why? They find it too much risk for their organization. This is not so with other lenders who specialize in tax refund loans. Their goal is to ensure their clients are happy and returning for more. So, what's holding you back?
What about fees for tax refund loans?
Tax refund loan fees vary widely, and depend on several different factors. The annual percentage rate (APR) on a tax refund loan is largely determined by amount of the loan. However, APRs aren't as high as some make them out to be. You see, applying an annual percentage rate to a loan that is out for only a couple weeks to a couple months just doesn't make sense. Not to mention, you are only loaned what you can afford and not a penny more. Any of the fees associated with the loan origination as well as the repayment terms will be clearly displayed on the loan agreement when you sign, so there are never any surprises. The fees will be added to the amount you borrow with your tax refund loan. There are never any hidden fees, and repayment is automatic when you use an online tax refund loan lender.
What does that mean for you?
It means less worry and more money in your pocket. If you are worried about bad credit, you shouldn't be. The only deterrent is if you don't have enough monthly income to repay the tax refund loan, which might be a lot lower than you expect. In fact, most individuals who apply are approved, and have funds deposited into their accounts the very same day. The cash is then available for the borrower to spend as soon as the next business morning, How much would that help out with your expenses?
How do you get the cash you need?
Doing your research before applying for a tax refund loan can go a long way towards ensuring you get the money you so desperately need. Work with institutions that have the expertise, customer service, and testimonials to support their claims. In fact, you don't have to look any further than online.
The entire tax refund loan process can take place online. To apply, simply by click here. You can have money in your pocket sooner than expected. Many borrowers get approved for more than what they applied for, which is an added bonus, and with an easy repayment schedule, a tax refund loan is a win-win situation for all involved.
Get Your Refund Early with Tax Refund Loans, By Heather Wilson -
Wednesday, July 16, 2014
A Jackson Hewitt Tax Loan is an outdated way to get fast cash
|Jackson Hewitt Tax Loan Alternative|
Direct lenders offer better rates than the Jackson Hewitt Tax Loan
Jackson Hewitt is a franchise with overhead costs. Their fees are much higher than the typical refund lender’s. Our direct lenders offer better rates and terms than Jackson Hewitt can. Our direct lenders are self-employed—they don’t pay franchise fees or overhead costs. The Jackson Hewitt Tax Loan is a big name, and borrowers were paying a bigger price.
Our direct lenders’ rates are making the Jackson Hewitt Tax Loan obsolete
Don’t pay more money than you have to. If you’re expecting money from the IRS, choose a private direct lender loan. Save yourself time and money.
#taxreturnloan, #taxloan, #incometaxloan
A Jackson Hewitt Tax Loan is an outdated way to get fast cash, By Eric Knapp -
Monday, April 7, 2014
Income Tax Loans - How to tackle lifestyle inflation
Tired of playing “catch up” to your friends and family? Here are some tips on how you can increase your wealth, avoid common money pitfalls, and live a happier life
Many people rely on services like income tax loans, tax refund loans, and other types of tax assistance loans to help them “catch up” to their peers and family members. Many will use the money from their income tax loans to buy frivolous purchases that only contribute to lifestyle inflation. Instead of using your income tax loan cash for something you really don’t need, consider combating your debt, building a savings account, or increasing your wealth. Tax time only happens once a year. Think about what you want to spend your income tax loan cash on and why you want to spend it on that specific item or service. Here are some things to think about before you spend your income tax loan money:
1). Do you have a family?
Are you considering starting one? Having a baby (or two or three) is one of the most common and most expensive forms of lifestyle inflation. Things can get expensive fast—even before the baby makes his or her appearance. Suddenly a one bedroom apartment won’t work. For some people a two bedroom apartment won’t cut it either. Many people dive head first into a mortgage because they believe that’s what’s right for their family. Then there’s the additional cost of baby clothes, food, and childcare. Many moms choose to stay at home which also leads to a decrease in income. Many people start the rat race at this point without even realizing it. Instead of looking at what your friends have, look at what’s right for your family and you. Is your $1500 mortgage worth only having $400 a month of spending money? Does your child need brand new, name brand clothing? Can you cut your dining out expenses? Chances are you can easily prioritize what is best for your family. Decide what’s worth it and what’s not. An income tax loan can help you get the money you need to purchase a crib, diapers, and other baby paraphernalia. Use your income tax loan cash for something you really need.
2). Do you have an expensive hobby?
As you get older and have more disposable income, you could end up spending more on your hobbies than you would have thought you would. You don’t need to give up your hobby, but it is important to set a limit or a budget to what you spend. The term “hobby” covers a wide array of activities. Do you like to go to bars? Are you an avid golfer? Do you like to go the gym? Do you like to craft? Anything you spend money on that isn’t used for shelter, clothing, or food is considered a hobby. Many people use the cash from their income tax loans to fund their hobby. Instead of using your entire income tax loan for your hobby, why not set some of your income tax loan cash aside? Do you have a savings account you could add some cash to? Do you have debt you could pay off? You can probably think of a few things other than your hobby that you could contribute to.
3). Do you like to stay on top of latest trends?
Are you the first person in line to buy the latest gadget? Are you always flipping through magazines so you can plan your next big look/outfit? Do you like to shop online? If you do, you’re not alone! There’s a certain pride about being the first person to have the latest gadget or sport the newest look. Despite the feeling you may get from “being the first,” submitting to this desire isn’t always financially ideal. Many people use cash from their income tax loans to fund trendy purchases. Instead of heading to the mall with your income tax loan cash, think about what you’re about to purchase. Hold out a week or longer to make the purchase. Make a list of what you’d spend the money on if you didn’t buy the item in question. You may be surprised at how better off you’d be if you used your income tax loan cash for something else.
4). Do you like to have what your friends have?
You don’t have to live paycheck-to-paycheck. You don’t need to increase the amount of money you spend. By taking a few steps back to look at where your money goes, you could dramatically decrease your lifestyle’s inflation. Choose to spend your money on the items the mean the most to you. Use your income tax loan cash wisely. Tax time only happens once a year. You can’t have everything you want, but you can have everything that you need.
Income Tax Loans - How to tackle Lifestyle Inflation, By Heather Wilson -