Tuesday, June 28, 2016

A Low Cost Loan Can Help You Make Ends Meet as a Single Parent

A Low Cost Loan Can Help You Make Ends Meet as a Single Parent


Raising kids is expensive, but raising them as a single parent is even more expensive, especially if you can’t rely on any help from the other parent. Life doesn’t have to be a constant money battle, though. If you have a full time job you should be able to support your family. The secrets are trimming your expenses, making and sticking to a strict budget, and when cash runs low in spite of your best efforts, relying on a low cost loan.

Use a Low Cost Loan When You Have To


If you don’t absolutely need to, avoiding debt is smart. Borrowing is often an important way to get by, but before you turn to a low cost loan, try some cost-saving and budgeting tricks. Look at your expenses first and see where you have some areas that could be trimmed. Maybe you could find an apartment with lower rent, or you could get a better plan for your phone or cancel your cable and rely on online programming and streaming services. Another great way to get by on less is to make a budget. Use your income to decide how much you can spend each week or month on housing, utilities, groceries, and other essentials. It can be tough with kids asking for more, but be strict about your budget and sticking to it. If you can, budget a little extra for emergency and unexpected expenses.

Turn to a Low Cost Loan for the Tough Times


It’s easy to say that you can lower your expenses and keep to a budget. Actually doing those things within your paycheck and with your kids’ needs and demands is much harder. When you run low on cash, when your expenses are higher than you expected, and when your budget goes out the window, you can rely on a low cost loan to make ends meet until your next paycheck arrives. A low cost loan is a payday loan that you can use between paychecks. Applying is easy and you can get approved in a few minutes and get the cash the next day. Because these loans have short terms and are in small amounts, the interest you pay on it is very reasonable and affordable. You can easily use this loan to get by every once in a while, without wasting a lot of money on interest and fees. It is an important tool in your efforts to make ends meet.

Tuesday, June 21, 2016

4 Ways Refund Anticipation Loans Can Rock Your World

4 Ways Refund Anticipation Loans Can Rock Your World


1. Stress-be-gone!


No matter what else is going on in your life, if you’re stressed out about something it’s hard to think about anything else – and that can make an otherwise excellent life tense and anxious. Don’t let this happen to you! Stress isn’t just unpleasant, but it’s bad for your health. In addition it creates difficulties at home and can distract us from our jobs and make us less efficient, less able to notice and manage small details. And when legitimate difficulties appear in our lives, the simple fact of stress and anxiety can prevent us from handling them as well as we would if we were operating at top form. Refund anticipation loans can get you the cash that’s coming to you more quickly than it would arrive on its own, so you can eliminate stress right now – not later, and especially not after you’ve had to cope with the stress and its effects on your life for an indeterminate length of time.

2. Make that vacation happen


Whether you and your sweetie are long overdue for a quiet weekend at the beach, you’ve been promising to get home for a special birthday or anniversary but haven’t been able to make the cashflow cooperate. If you’re like most of us, you have a tendency to put off other things in favor of spending more time at work or on other responsibilities, thinking we can put off close relationships and family time until “later.” Not to be a downer here, but “later” doesn’t always happen! If you’ve got cash due to you from an income tax return, even one you haven’t filed yet, consider those funds your ticket to appreciating and spending time with your family and friends. Make memories that will last a lifetime, and you’ll discover how much more valuable they are than a little saved cash!

3. Save money by keeping your bank account full


Late fees and overdraft fees can eat away hundreds of dollars of your hard-earned cash – the costs associated with a refund anticipation loan pale in comparison to how much you can “spend” without getting anything in return! Get a refund anticipation loan rather than letting your bank account teeter toward the edge of being overextended – bank fees for overdrafts cost an average of $30 each, and even a small mathematical error can make it easy to acquire multiple fees before you’re even aware there’s a problem! Don’t let this happen to you – get your income tax refund as quickly as possible with a refund anticipation loan and make sure there’s a little extra padding in the bank account!

4. Struggling with outdated electronics?


Our phones, tablets, and laptops used to be luxuries and toys, but nowadays they’re essential tools for schoolwork, socializing, money management, business… you name it! Don’t let the chance to upgrade pass you by if you need it – depending on the time of year, some sales can easily save you more than the cost of a refund anticipation loan. Don’t be “penny wise and pound foolish,” waiting until you get your return to buy what you need. A short-term refund anticipation loan can put cash in your hand as soon as tomorrow morning!

Tuesday, June 14, 2016

Let Tax Refund Advance Loans Help You Make Those Big Purchases

Let Tax Refund Advance Loans Help You Make Those Big Purchases


Tax refund advance loans are great for getting quick cash to help you pay the bills or just make ends meet until payday. But, they don’t always have to be just for last-minute, unplanned situations. What if you could use this source of cash for bigger purchases, for expenses you are planning on, that are a part of your long-term financial plan? Well, you can, and here’s how to make it work for you.

Ready for Your First Home? Let Tax Refund Advance Loans Get You There


You’re finally ready to become a home owner. You have a good job with a decent income and you know you can afford the small mortgage on a reasonable house. But what about the down payment? If you’re worried the home of your dreams will get snatched up before you can cobble together the cash for the down payment, look no further than tax refund advance loans. With this quick extra cash, you can guarantee you get the house first.

Buy That New Car with Tax Refund Advance Loans


Maybe your sights aren’t set quite that high yet, but you could really use a new car. Your old clunker keeps breaking down and repairing it over and over again just doesn’t make sense. It’s not easy to gather up the cash you need to buy that new car, but with tax refund advance loans you could have the money you need as early as tomorrow.

Take the Plunge and Go to College, Thanks to Tax Refund Advance Loans


Not having the money for tuition is a weak excuse to avoid getting that degree or taking those extra classes that will advance your career. With tax refund loans you can get the cash together to pay for a semester of a couple courses and be well on your way to bigger earnings at work or an even better career in your future.

How to Get Tax Refund Advance Loans


Our tax refund advance loans are so easy to get. When you realize that you need this big chunk of cash to realize one of your expensive dreams, just hop online or turn on your phone and use our website or mobile app to apply. Within one hour you could have your loan finalized and by the next day you could have that important cash in hand.

Wednesday, June 1, 2016

Need Installment Loans? Direct Lenders Only Provide the Best

Need Installment Loans? Direct Lenders Only Provide the Best


When you’re in need of a truly unique loan, one that works for you and suits your needs exactly, you need direct lenders and the installment loans they offer. An installment loan is a special type of payday loan, and one that you can easily get approved for and will be able to afford. When it comes to installment loans, direct lenders only give you the best possible deal.

For Installment Loans, Direct Lenders Only Need a Little Information from You


All it takes to get approved for installment loans is a little information provided through our online application or our convenient mobile app. Just pick up your phone from anywhere and type in that information. To get approved the requirements are pretty minimal: have a job, earn a regular income, be at least 18 years old, and have a bank account. Is something missing? Nope. No credit check is necessary. For installment loans, direct lenders only need to know that you have a steady job history and a regular income.

With Installment Loans, Direct Lenders Only Want to Get You Cash Quickly


When you apply for one of our installment loans, we set you up with a great lender who will get you approved, get your loan document in order, and make sure you get the cash. We do it all really quickly because we know you don’t have time to wait around for loan paperwork and approval. Get your approval answer in less than 90 seconds and make it official in no more than one hour. Your lender will send cash to your bank account in 24 hours or less. With installment loans, direct lenders only offer the fastest turnaround times, so start planning how to spend that cash now.

With Installment Loans, Direct Lenders Only Offer the Most Flexible Repayment


So you get easy approval, a simple online application and mobile app, and the quickest possible cash. What else makes our installment loans special? For these installment loans, direct lenders only require that you pay it back in small installments. You don’t have to repay the loan in one lump sum on your next payday like you do with other loans. You can take your time, be relaxed about it, and avoid the stress of draining your bank account to pay the loan back. Get started today on this great deal and get your quick cash tomorrow.

Monday, May 16, 2016

Spend Your Income Tax Refund Now With a Refund Anticipation Loan

Spend Your Income Tax Refund Now With a Refund Anticipation Loan


Refund Anticipation Loan
It’s great when our income tax refund comes in at the perfect time, just when we need that windfall to pay off holiday spending or cover an unexpected bill – but what about times that those expenses happen before we’ve even filed our return? We know the money’s coming, but there’s no way it’s coming soon enough. That’s the perfect time for a refund anticipation loan! This type of loan is exactly what it sounds like – a loan against the income tax refund you expect to be getting soon, and which can be repaid by having the payment drafted from your bank account after your refund is direct-deposited. No muss, no fuss, no need to remember to write and mail a check! Everything is set up from the start to make the process as simple as possible!

A Refund Anticipation Loan Can Really Save The Day


No matter how carefully we budget our money, life never ceases to surprise us! Just when we think we have everything under control, next semester’s tuition bill comes in. Or your child brings home a permission slip for a big school trip – or pleas for music or dance lessons. A refund anticipation loan allows you to spend your next tax refund before it comes in – or even before you’ve filed your return!

It’s Super-Simple To Apply for a Refund Anticipation Loan


The process couldn’t be easier. There’s no printing, no faxing, and no delays. No proof of your anticipated tax refund will be required. Just a few simple questions to verify that you have a steady income and a US bank account, and other basic personal data, and approval will be provided electronically within seconds of hitting the “submit” button. Lenders are available 24 hours a day, seven days a week, and your refund anticipation loan can be in your bank account within just hours – as soon as the next business day. Repayment will be drafted from the same account the funds are deposited to, so you don’t even have to remember to pay back the loan.

A Refund Anticipation Loan Is A Loan Without a Credit Check


Refund Anticipation Loan
How’s your credit? Not so great? You’re not alone! Did you ever think anyone would give you a loan without even checking your credit, much less declining your application because of it? Here’s your chance to be treated like the responsible working adult that you are, instead of being judged by events that happened years ago, and may not have even been within your control. When you apply for a refund anticipation loan, your approval will be based only on your current job and circumstances, and not on a number calculated by the credit bureau to compare you to others. Need extra cash fast? Check out a refund anticipation loan today!

Monday, May 2, 2016

Fix Your Finances with an eTaxLoan Tax Advance

Fix Your Finances with an eTaxLoan Tax Advance


eTaxLoan tax advance
Are your finances a mess after the holidays? Don’t be embarrassed, a lot of us are dealing with the same thing. You might be thinking you need to hang on until April, or a little sooner if you can get your taxes done early, and your refund will get you balanced out again; the good news is you can get an advance on your refund much sooner than that, and get your financial house in order now rather than later. Take out a loan against your future refund with an eTaxLoan Tax Advance, and pay off those bills now instead of later. You’ll save interest and late fees, and prevent any new negative marks on your credit report!

An eTaxLoan Tax Advance Practically Repays Itself

The good thing about using your tax refund to get your finances caught up is that it’s your money, not something you have to pay back. The only problem about that is having to wait for it! An eTaxLoan Tax Advance is like the best of both worlds – you get the loan now, but it’s still your money, so you don’t have to worry about making room in your budget for repayment. It’s repaid easily when your tax refund comes in, or from paychecks before that – which are then made up for by the arrival of the IRS funds.

Getting an eTaxLoan Tax Advance Is Fast and Easy


eTaxLoan tax advance
Traditional loans can take days or even weeks to be approved. Just filling out the paperwork can take an hour or more. They’re cumbersome, stressful, and time-consuming. Compare that to an eTaxLoan Tax Advance: the application is just a handful of simple questions. There’s no deep and detailed enumeration of your debts and expenses, as can often be found on other loan applications. In addition to the time and effort saved on the application, the approval process takes a mere ninety seconds. That’s correct- less than two minutes for an approval, complete with all the amount, fees, and disclosures. Since even your signature is electronic, there’s nothing to print, fax, or mail. Simply agree to the terms and your funds will be deposited to your bank account the following business day.

eTaxTaxLoan Tax Advance is the Most Convenient Loan Application


Getting a tax refund advance used to be available only from a tax preparation service. To get our refund quickly we had to be ready to have our taxes prepared, and pay to have them done by a service instead of on our own, online, or by a CPA. These days, since the IRS sends refunds electronically, they get to us much more quickly than they used to – but what if we need an advance on our refund before we’re ready to have our taxes prepared? Fortunately, that’s no longer a problem. With an eTaxLoan Tax Advance, you can get a loan in anticipation of your refund without filing your return; in fact you can get this advance at any time of year. Not only do you not have to go to a tax preparation office to apply, but you can do it from anywhere – your office, your home, even from your smartphone!


An eTaxLoan Tax Advance Application is Safe and Secure


There are no worries about the security of your personal information when you apply for an eTaxLoan Tax Advance. Applying for a loan over the internet might sound risky, but great strides have been made in internet security measures, and the security team has gone to great lengths to make sure that your personal data is kept completely private and is only accessible to the lenders who need it for processing your application.

Bad Credit Is Ok for an eTaxLoan Tax Advance


eTaxLoan tax advance
You don’t need good credit to get an eTaxLoan Tax Advance. Credit ratings are used for many things these days, and that adds tremendous stress to the process of applying for a car loan, an apartment, or even a job. When you’re borrowing against your own tax return – basically borrowing your own money – that’s one situation which doesn’t call for any extra stress. It should be simple, and it is. Not only is it ok to have bad credit or no credit, but nobody involved will ever know what kind you have, because there’s no credit check. The information on your application is the only information that will be used to make the decision.

Use Your eTaxLoan Tax Advance For Anything You Wish


You could wait for your tax return to come in after you file your return, but what if you want or need the funds now? You might need it for anything- maybe you’ve got some holiday bills to pay, or medical bills, or your car needs some work done. On the other hand, bills and difficulties aren’t the only reason for getting a tax advance loan – an eTaxLoan Tax Advance is a great way to put a down payment on a summer vacation, camp or lessons for the kids, school tuition, or a special birthday or anniversary gift. Life is meant to be enjoyed, so take advantage of all the opportunities you can!

Thursday, April 21, 2016

What is a Fast Tax Refund Loan and Anticipation Loan and Where Do I Get One?

What is a Fast Tax Refund Loan and Anticipation Loan and Where Do I Get One?

A fast tax refund loan, also known as refund anticipation loan, is an advance on your income tax refund. Instead of having to wait for your return to be processed by the IRS and delivered to you, you can access it early in order to use for emergencies or any other purpose that serves your needs best. A tax advance loan from eTaxLoan.com is a lot simpler and more cost-effective than the original tax loans which were provided primarily by tax preparation companies as an add-on service to filing tax returns. These new-style tax refund loans are not connected to return preparation, and do not even require that you prove that you’ve filed in order to apply. The newer, more convenient process is completed online, and gets you cash in hand as quickly as the next day!

Five Ways A New Online Fast Tax Refund Loan and Anticipation Loan Is More Convenient Than the Tax Prep Company Style

1. Convenience Is King (or Queen!) Why go to a storefront during their business hours – whether or not those hours are convenient for you – and wait in line to have your taxes prepared, and spend an hour answering questions and signing forms, when you can apply online from almost anywhere? 2. The Application is Simplicity Itself. One of the greatest advantages of an online Fast Tax Anticipation Loan is that the application is so simple and so quick to complete. Rather than a long intricate application form such as you would find if you applied for a loan from your bank, the web-based form is easy, simple to complete, and tales almost no time. There will be no request for references or for you to upload financial statements or documents, including tax returns from this year or any year prior. 3. When You Need Speed. There is no loan faster than an eTaxLoan.com Fast Tax Refund. Once you’re approved, your funds will generally be released that same day, and will be available to you within one business day depending on the rules of your particular bank.
4. No Credit Check Stress! If you’ve had problems with your credit in the past, applying for any loan is an anxious experience. You just know they’re going to see that score and burst into laughter before tearing up your application and throwing it away. With a Fast Tax Refund Loan you don’t have to give that another thought – because there is no traditional credit check. Our lenders use a unique set of criteria separate from the typical credit-bureau-based qualifications. So as long as you meet the basis minimum standards, including employment, a minimum income of $1000 per month, and a US bank account, you have an excellent chance of approval regardless of any unfortunate issues lurking in your past. 5. Repayment is Automatic. When your budget is tight, forgetting to pay a bill and getting hit with a late fee is always a worry. With online tax refund loans, the repayments are drafted automatically from your checking account. You don’t have to remember to make a payment, and since the funds are withdrawn on your payday, you won’t have to worry about overdrafts either.