Quick Loans vs. Bank Loans: The Real Differences

When consumers are shopping for loans, it’s important that they have all the facts. Not everything is straightforward in borrowing, but it should be, and not everyone understands what the real differences are between bank loans and the quick loans offered by alternative lenders. Our network of experienced and professional lenders offers a unique product, one that you could possibly benefit from, so here are the real differences between what we offer and what the banks offer.

Quick Loans – The Name Says it All

One of the biggest and most important differences between bank loans and quick loans available online is speed. Everything about these loans is faster than bank loans, from finding the application to getting the cash. Applying takes literally a few minutes, as compared to potentially hours at the bank; getting an answer on your application takes less than 90 seconds; and actually getting your hands on the money promised by the lender takes less than 24 hours for most borrowers. Quick loans are truly quick, while bank loans can take days to weeks to get you cash.

Quick Loans Are More Flexible

Bank loans are generally pretty inflexible. Banks have a rigid way of doing things. They may only offer mortgages or car loans, for instance, when you just want a general personal loan. Banks also tend to offer loans only in higher amounts. Quick loans on the other hand will provide you with a loan for any need you have and in amounts from just $200 up to a few thousand dollars.

Quick Loans Are Short-Term Loans

Important for a lot of borrowers is the fact that quick loans are short-term loans. This means you can get the loan, use the cash, and repay it and be free of the debt again in as little time as one week. Some may last longer or you may choose to roll over a loan, but still be debt-free in two to three weeks. Bank loans are usually more long-term, and you can end up hanging on to that debt, making payments and paying for interest, for months or years.

Quick Loans Do Not Require That You Get Stressed out over Borrowing

Maybe this is the most important factor for you: the complete lack of stress involved with borrowing through quick loans. Bank loans require hours or even a day of your time, waiting on approval, possibly getting rejected, waiting for the cash, and then months of repayments to make. Quick loans require very little time commitment from you, and that means a lot less stress. They also only require you to meet a few basic standards to get approved, so rejection is not common. In fact, approval rates are very high. Finally, you don’t have to wait long, stressing over expenses, to get the cash you need. You can have it by the next business morning. Now, with the facts in hand, you’re ready to choose between bank loans and quick loans.

Quick Loans vs. Bank Loans: The Real Differences By Heather Wilson - 5/9/17

Power Company Keeping You In The Dark? Our Fast Loans In 1 Hour Can Fix It Fast!

In 2017, more than 31% of Americans will have trouble paying their bills and keeping up with their general living expenses. Up to 45 million Americans say they don’t have enough money saved to cover a $400 emergency. Additionally, nearly a third of Americans have a credit score that is considered bad or subprime for lending and credit opportunities. If this sounds familiar to you, you’re not alone, and you still have options. One of the best options available to people with bad credit who need cash immediately is the fast loans in 1 hour we offer through our website. Our revolutionary online application makes it easier than ever to get a loan quickly, discreetly, and without even leaving your house! You can rest assured that you’ll never have to face the embarrassment of explaining to your boss and coworkers why you need job verification through uncomfortably personal faxes sent to the HR department, and you’ll never have to worry about telling friends and family why you need all that extensive documentation. As long as you’re a US citizen, 18 or older, with a job and a bank account, you could be approved for up to $7500 through fast loans in 1 hour.

With Fast Loans In 1 Hour, You’ll Get Cash Faster And Easier Than Anywhere Else

Driving across town to some shady loan office with bars on the window? Forget about it! Finding a sitter so you can spend hours at the bank going over paperwork? Completely unnecessary! Waiting in line and sorting through old tax documents just to get denied by the credit card company? Not going to happen! With our fast loans in 1 hour, not only are you getting a wonderful product that is accessible to everyone regardless of credit status or history, but you’re also getting the fastest, safest loans available on the lending market today. You can complete our five-minute application from any computer, tablet, or even a smartphone – and our lenders are available 24/7 to help you get the fast loans in 1 hour so you can have the cash you need immediately!

You Don’t Have To Sacrifice Anything To Get Approved For These Fast Loans In 1 Hour

Say goodbye to the expensive fees and costly charges tacked on to most low-credit loan offers! When you apply for one of our fast loans in 1 hour, you can rest assured you’ll be working with only the most professional lenders who are experienced and discreet. Not only will they help you get the cash you need today, but when it comes time to repay your loan, they’ll provide records of all on-time payments to the credit bureau, which could effectively raise your credit score and make it easier for you to get loans or improved financing deals in the future! When you work with our fast loans in 1 hour lenders, you’re not just working with someone who wants to get you cash fast – you’re working with a professional who is ready to help you tackle and solve your financial problems, both short-term and long-term!

Power Company Keeping You In The Dark? Our Fast Loans In 1 Hour Can Fix It Fast! By Eric Knapp - 4/25/17

Banks Are Losing Business Fast – Because Of These Amazing Personal Loans!

Up until recently, banks were the only place to get a loan, whether it’s a car loan, mortgage, student loan to pay tuition, or even personal loans. Nowadays, however, consumers have options – and they’re picking the bank less and less often. Why should they? Our personal loan application is easy to complete, because you can do it from any computer, tablet, or even your smartphone. It takes less than five minutes to get approved, which is a lot faster than the two-week process the bank will put you through! And finally, it’s done completely online – so you never have to waste time driving across town or meeting in a stuffy office again. What are you waiting for? Get one of our personal loans and say goodbye to the bank today!

Stressed Out About Finances? Get A Personal Loan And Enjoy Life Again!

Whether you’re worried about paying utilities bills on time, repairing a broken down car or expensive home appliance, or unexpected hospital bills have caused stress in your life, personal loans from our affiliate lenders can make it all seem like a breeze again. Life is stressful enough without worrying about finances, so use one of our competitive personal loans to take some of the worries off your plate. When you’ve got your money situation under control, you can spend less time worrying about late fees and cut-off notices and more time enjoying life with your family or even treating yourself to a nice dinner or some new clothes. That’s right – you can use these personal loans for anything at all, no matter what.

Find Out How We Work Hard To Get You Approved For Personal Loans – Even With Bad Credit

If you have bad credit and you feel like you’re one of the only ones, you might be relieved to find out that you’re not alone! More than a third of Americans are living with bad credit, and most of them have experienced being denied or discriminated against during a loan application because of their poor credit score or negative remarks on their credit report. If you’ve been denied a loan because of bad credit, our personal loans are the perfect thing for you. Our lenders don’t just work to get your personal loan application approved, they specialize in helping people with bad credit improve their finances on both a short and long-term scale. When you take out a personal loan from one of our affiliate lenders, you can rest assured that you’re working with only the top-rated professionals, because we do all the background checks, research, and hard work of verifying and reviewing our lenders beforehand. And once it’s time to repay your personal loan, our lenders will report all on-time payments to the credit bureau so you could even see your credit score improve, making it easier for you to get a loan or credit card in the future! Bad credit doesn’t have to limit you and it doesn’t have to last forever – get a personal loan from our website today!

Banks Are Losing Business Fast – Because Of These Amazing Personal Loans! By Eric Knapp - 4/18/17

The Amazing Ways Liberty Loans Will Change Your Life

Imagine how having cash ready, at your fingertips, whenever you need it, could change your life. That’s just what Liberty loans offer. And while this isn’t free extra money, it is affordable, fast, and available at all times. When you apply for these loans you will find out just how access to cash gives you financial freedom and so many other amazing benefits.

You Can Pay Bills on Time Again with Liberty Loans

Missing payments or being late on bills can have serious consequences. Late bills can lead to collectors coming to your door and calling at all hours. By paying late, you will also pay more on your bills, thanks to late fees. Missed payments also have an effect on your credit score, lowering it significantly. What if you had a way to get the cash you needed to pay your latest bill on time for once? That’s what Liberty loans can provide.

Liberty Loans Erase Money Stress

Because you will be able to pay your bills on time more often, you will also be able to eliminate the stress that comes with not having enough cash. People who don’t have to live paycheck to paycheck take for granted how much anxiety they avoid by not needing to worry about how the next bill will be paid. You could live that way too, if you rely on Liberty loans for those times when your cash has run out before payday.

You Won’t Have to Worry about Your Credit Anymore with Liberty Loans

If your credit score is low, likely from missing payments and paying bills late, you face a lot of obstacles. A low credit score can prevent you from getting approved for loans, like car loans and mortgages, and it can also cost you money. When you do get approved, you may be charged higher interest rates because of a low credit score. With Liberty loans you won’t have to worry about your credit score. Our lenders have really high approval rates and even approve many people with low credit scores.

Liberty Loans Let You Take Care of Your Family

If you have a family, taking care of them is probably the biggest concern you have when money is short. Will you be able to get them enough food this week? Are you at risk of getting evicted because you can’t make the rent? With Liberty loans you can be sure that you can always take care of your family because you will always have this reliable source of cash for difficult times.

With Liberty Loans, You Won’t Wait Long for the Money You Need

If you have tried to rely on other loans in the past and found that they did not provide the cash you needed soon enough, you will have a completely different experience with Liberty loans. Our lenders get to work immediately after approving your application to make sure the cash will get transferred to your account as soon as possible. In just about 24 hours you will have access to the cash you need, and having that quick cash available might just change your life.

The Amazing Ways Liberty Loans Will Change Your Life By Mindy Lobo - 4/11/17

Tired Of Waiting On The IRS? Try Out These Incredible Same Day Tax Refunds Today!

If you are waiting on your tax refund and need your money fast try our online same day tax refund loans. The application is simple and takes minutes to apply. If you have an unexpected expense and need your tax refund faster than the IRS can get you your money, we can help. We are the easiest online loan provider and we can get you a same day tax refund loan. There is no credit check or collateral required. Use your money now for any purpose and let us provide you with a fast and affordable same day tax refund loan. It’s easy to apply on any device in minutes. Don’t let the IRS hold on to YOUR money any longer. Avoid the red tape and apply for a same day tax refund today.

H&R Block Doesn’t Offer Same Day Tax Refunds – But We Do!

Not many people can say that they got their tax refund fast but now you can with a same day tax refund loan. Tax return companies can help you file your taxes but they can’t help you get your money any faster. We can! Fill out our short application and get a fast and secure same day tax refund loan. You should be able to use your money when you need it and we can help. Don’t let unforeseen expenses be any more painful than they already are. Take care of what you need when you need with a same day tax refund. We do not charge for our service; it’s free and it simply connects you to the perfect same day tax refund specialist for your situation. Lenders compete for your business to provide you with the best rates. The process to apply is quick and can be done anywhere, anytime, using any device. Apply here for a quick and easy application and get your same day tax refund.

Find Out Why More and More People Are Using Same Day Tax Refunds in 2017

When bills add up and things start breaking down, same day tax refunds are the perfect solution to the millions of Americans waiting for their check from the IRS. Our application and requirements are simple – it takes less than five minutes, and as long as you’re 18 or older, with a job and a bank account, you could have as much as $4500 cash in your account tomorrow! You don’t have to worry about the strict credit requirements or making it to the bank during their specific hours because our lenders are available 24/7 to get you the cash you need. When you’re in a pinch and you just can’t wait on the IRS any longer, use a same day tax refund to get the money you need today and repay it easily when you get your check from the government... whenever they finally send it! It’s your money, and its money you’ll spend anyways – so spend it now, and enjoy life, instead of sitting around waiting.

Tired Of Waiting On The IRS? Try Out These Incredible Same Day Tax Refunds Today! By Heather Wilson - 4/4/17

Don’t Compromise! Use Safe Personal Loans When You Need Cash Fast

It’s 2017, and that means lots of things are changing – for better and for worse! You can watch TV, rent a movie, order dinner, and even order groceries and household staples online! The internet is definitely eliminating the need to drive across town and wait in line at the video store, pizza shop, or grocery store – so why do that when you need a loan? Our safe personal loans make it easy for you to get a loan without leaving the house – and without compromising your safety or peace of mind! You don’t have to have good credit to qualify – in fact, you just need to be a citizen, 18 or older, with a bank account and a job, and you could have cash in your pocket from a safe personal loan in 24 hours or less. Don’t waste your time with sketchy, expensive loan offers – just stick to what’s secure and use a safe personal loan from our lenders to get the money you need today!

Our Safe Personal Loans Are Quicker And More Secure Than Going To The Bank!

When you’re in a financial pinch, taking time off of work to drive across town to the bank is usually the last thing you want or can afford to do! That’s why we’ve perfected our revolutionary safe personal loans – they’re more solid and easier than ever to apply for, without compromising the security of your important information. We use bank-level multiple encryptions on every single form you fill out at our website, as well as any interactions with our affiliate lenders. If you’re tired of waiting in line at the bank and wondering who they’re sharing your information with, our safe personal loans can give you peace of mind – AND the cash you need today!

Keep Your Sensitive Information Private With Safe Personal Loans

Why should banks have access to years and years of tax documents, bank account reports and statements, credit history, and paystubs? Many lenders even ask for job verification by multiple bosses or coworkers – something that can be extremely time consuming and embarrassing when you need quick cash. Don’t put up with antiquated, old-fashioned lending practices. Our safe personal loans make sure you never have to worry about your information being shared, faxes being sent to your workplace, and we never ask for extensive and personal histories or old tax forms. Additionally, you can apply for our safe personal loans quickly and privately, from the comfort of your own home – our application is 100% online and can be completed using any computer, tablet, or smartphone! Once you’ve finished the application, which takes five minutes or less, a lender will contact you and finalize the safe personal loan – keeping all your information confidential, so you can worry less about your important information and more about how to spend the cash we just deposited into your account! Spend less time worrying and apply for a safe personal loan today.

Don’t Compromise! Use Safe Personal Loans When You Need Cash Fast By Eric Knapp - 3/28/17

4 Mistakes to Avoid when Using Cash Loans

Cash loans provide a reliable, fast, and easy way to borrow money for so many people. They are especially great for people who are limited when it comes to borrowing; not everyone has access to more traditional loans like those offered by banks or credit unions. Although these cash loans are helpful, sometimes even life-saving, they aren’t totally foolproof. It is possible to make some mistakes when using cash loans, but we’re here to help you avoid them.

1. Never assume that a low credit score will prevent you from getting cash loans

This is a big mistake you should never make. When you assume that your lower credit score will mean instant denial for a loan, you shut the door on potential opportunities to get cash that could really help you. The truth is that cash loans are for nearly everyone. Credit scores that are on the lower end are not disqualifiers for getting approved. There are more important factors that our lenders take into consideration when approving applications, like job history, that tell them more about you than a number representing credit. Never assume your credit score will hold you back.

2. Don’t spend too much time applying for cash loans

One of the best things about cash loans is that they are fast. You don’t need to spend a lot of time getting one of these loans, so don’t make the mistake of slaving over loan applications and tracking down the documentation you think your lender will want to see. For these cash loans all you need is to fill out a simple, short, one-page application. You won’t have to spend hours with stacks of paperwork. That’s just not necessary for getting cash, so be sure you don’t make the mistake of spending too long on other loans.

3. Never bother to leave the house to get cash loans

Traditional loans require that you leave the house and go to a bank or other location to fill out actual paperwork, but don’t make the mistake of thinking that this is your only option. You don’t actually have to leave the house. In fact, you can apply for cash loans from anywhere from the beach to your desk at work. This is because we offer two, super convenient ways to apply. You can use a mobile app from your phone or tablet, or you can use your computer and fill out our online application. Either way, leaving the house is not a requirement.

4. Don’t worry about how long it will take to get money from cash loans

This is a mistake you might make that will only stress you out. Worrying about money is normal, but it does not have to be a part of getting cash loans. When you have a stressful money situation, we know that getting the cash as fast as possible is important. That’s why we work with lenders who work faster than all others. Once you have been approved for one of these cash loans, you can count on the cash being transferred to your bank account in 24 hours or less in most cases, usually the next morning. Stop making mistakes when it comes to cash loans and apply for the right loans, these cash loans.

4 Mistakes to Avoid when Using Cash Loans By Mindy Lobo - 3/21/17