Showing posts with label refund advance. Show all posts
Showing posts with label refund advance. Show all posts

Monday, January 22, 2018

Help! When Will I Get My Refund Advance?

Help! When Will I Get My Refund Advance?


So, you’ve taken the plunge, you went ahead and tried one of these tax refund advance loans, and now you’re not sure if you made the right choice. Rest assured that your cash is on the way, and you won’t wait long to get your hands on it. Let our lenders answer all your questions beyond just, “When do I get my refund advance cash?” and let us put your mind at ease. You have made the right choice to jump to the head of the line and get your refund money sooner.

How Much is My Refund Advance Going to Cost?


Loans aren’t free, that’s true, but if you’re wondering if you have made a mistake in getting this loan because of cost, you can relax. The exact amount it will cost you depends on several factors, including the amount you borrow and how quickly you repay the loan. However, we can assure you that these loans are generally very affordable. The secret is that they are small amounts and the terms of the loans are short. No matter how high the interest rate seems to be, it amounts to very little if you pay the loan back on time. So, if you’re asking, “Can I really afford my refund advance?” know that you definitely can.

Is it Safe to Get My Refund Advance Online?


Another concern people generally have when they try out these loans is security. While more and more business is being done online these days, it still makes a lot of people nervous. It’s understandable that you might worry about sharing your personal information online. Before you work with any online lender, make sure they are real, reputable lenders, and you can then be sure your information will stay safe. Our site uses excellent encryption to protect data, but also is based on policies like not selling your information to third parties. In these ways we can assure you that when you get your refund advance, you also get security.

Really, Though, When Will I Get My Refund Advance?


So, of course, what you really want to know, the question you’ve been asking all along, is “When do I get my refund advance cash?” For most borrowers that use this service, the cash arrives the very next business morning after being approved. Since approval takes only minutes, you’ll likely see your cash tomorrow morning. The cash will be transferred right to your bank account so you don’t have to go out and physically get the cash or a check. It will be there waiting for you.

Now that you have the cash from your refund advance, how will you spend it? Most borrowers use the money to pay the bills and to cover expenses until they get their next paycheck. The great thing about this loan is that you get cash quickly so you can take care of whatever pressing money need you have.

Monday, January 19, 2015

Need Cash Quick? A Refund Advance Loan Might Be Just What You Need

Need Cash Quick? A Refund Advance Loan Might Be Just What You Need


Refund Advance Loan
If you are expecting a tax refund, get the
cash now with a Refund Advance Loan
Unlike traditional personal loans, refund advance loans are designed to be repaid all at once, using your income tax refund. Most often they are sought in the first part of the year, when holiday bills are coming due and that annual bonus hasn’t arrived yet. Since the goal is for your refund to repay the loan, so you never have to take anything out of your paycheck for it, the amount is based on an estimate how much of a refund you’re expecting. There are a few fees involved as well, so taking them into account is important – as is having a realistic conservative view of your repayment ability.

What Questions Should I Ask Before Applying for a Refund Advance Loan?


It’s important to be informed! Borrow smart! Read the application materials, the terms and conditions, and don’t sign or agree to anything you don’t understand. Here are a few things you’ll want to ask, find out, or consider when applying for a refund advance loan:

• What is the dollar amount of the interest you will pay if you repay on time?

• What happens if you need extra time?

• What happens if you don’t get as much of a refund as you expected?

• What are the additional fees?

• What day is your repayment being drafted from your checking account?

Let’s Talk About Refund Advance Loan Fees


Of course there are some fees associated with refund advance loans. There are no “up-front fees” with our loans, unlike some other places. The amount you borrow is the amount you get – but the fees are added onto the repayment end. The primary cost is interest, which you can expect to be higher than other types of loans because you’re paying for the speed and convenience. If the repayment funds are not in your bank account when the payment is drafted there will be a fee for that, similar to the way your bank charges you for “bouncing” a check. Finally there is what’s called a loan extension fee – if circumstances make it so you need a more time to pay back the loan, you can arrange that with the lender and there will be a fee associated with the extension.

Refund Advance Loans Are Quick and Simple to Apply for and Receive


A brief online application is all it takes to get a refund advance loan. You can apply even if you haven’t filed your tax return yet, because proof of your refund amount won’t be required – however the whole amount will be due to be repaid even if you receive less than you borrowed, so it’s wise to be prudent and realistic when making your request.

Your application will take only seconds to be approved by one of our direct lenders, and you will be presented with all the pertinent information immediately - loan amount, interest rate and total amount to be repaid, etc. The refund advance loan funds will be deposited to the same bank account that the payment will be drafted from; you should have your refund direct-deposited into that account, or deposit the check into it when it’s received. The process is seamless, and you don’t need to remember to write a check or make a phone call to repay the loan. It really couldn't be any easier to get the cash you need.

#RefundAdvanceLoan #eTaxLoan