Need a tax return loan right now, then turn to a trusted source: eTaxLoan.com. Whether you are looking for income tax loans, tax return loans, tax refund loans or refund anticipation loans, we can help you find the solution that is right for your needs, and most importantly, your wallet!
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Tuesday, October 18, 2016
Tax Return Loans Explained
Tax Return Loans Explained
Most of us have used some kind of loan – a personal loan, student loan, or a car loan – and they’re a pretty simple concept. The bank or lender gives you money, and you pay it back with interest, usually over time. We know how our income tax refund works too – so how do these two work together? Instead of having to wait until you file your tax return and a few weeks later the government sends us our refund in the amount of the taxes that were withheld from our checks that exceeded what we actually owed. A tax return loan is when a lender advances you the funds you expect to receive in your tax refund – even before you’ve filed your return. Depending on when you apply you might repay the loan with your actual refund because it’s been received by the time the loan comes due. Otherwise you would repay it as you would any other loan – which means when your refund does come in it’s all yours!
How Are the Advances from Tax Preparers Different from Tax Return Loans?
When you visit one of the large chain tax preparation firms, one of the products they offer is an advance loan on the refund. There are a number of differences between those loans and those from eTaxLoans.com. Those from a preparer require that you have your taxes filed by the company in order to receive the loan. They can only be applied for in person, during limited hours, in the amount of the refund you are verified to be receiving. The amount received will be reduced by the tax preparation fee and the loan interest and any other fees, so it will be notably less than the refund. Finally, the refund sent by the government needs to be signed over to the preparation company to serve as loan repayment. In contrast, tax return loans from eTaxLoans.com are not limited to a particular place or time of day because the whole process is conducted online. The full amount of your loan will be delivered to you, with no fees or interest withheld in advance – and your refund will as well. You’ll repay the loan from your next paycheck or two, or from the refund depending on when it arrives, but at no time will you be required to sign it over to anyone.
Getting Approved for Tax Return Loans Is Quick and Easy!
The simple online form takes just a few minutes, and you can complete it totally at your convenience – since there are lenders available twenty-four hours a day, there are no scheduling limits. Approval takes less than two minutes, and the lender will provide all the terms and an agreement form to sign, all without ever leaving your computer. You’ll review the terms, and if the offer is agreeable to you, sign the form with the electronic signature provided. The lender can then move forward to deposit the funds into your bank account, where they’ll be available to you as soon as they complete your financial institution’s clearing process. What could be faster or simpler than a tax return loan?
